Terms of Use

1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and Skillstorm Pty Ltd, an Australian company operating from 461 Olive St, Albury NSW 2640. By creating an account, accessing our educational content, or using any features of our real estate investment platform, you confirm your acceptance of these terms and our commitment to providing quality educational resources.

We reserve the right to modify these terms at any time, with changes becoming effective immediately upon posting. Your continued use after modifications constitutes acceptance of the updated terms. We recommend reviewing these terms periodically to stay informed of any changes.

2. Platform Description and Educational Purpose

Skillstorm operates as an educational platform focused on real estate investment knowledge and skills development. Our services include educational content, market analysis resources, investment strategy guides, and community forums designed to enhance your understanding of Australian real estate markets.

All information provided on our platform is for educational purposes only and should not be construed as personalized financial advice. Real estate investment involves inherent risks, and past performance does not guarantee future results. We encourage users to conduct their own research and consult with qualified professionals before making investment decisions.

3. User Accounts and Registration

To access certain features of our platform, you must create a user account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• You must be at least 18 years old to create an account
• All registration information must be accurate and kept up to date
• You are responsible for maintaining password security
• Account sharing is prohibited and may result in termination
• You must notify us immediately of any unauthorized account access

4. Acceptable Use Policy

Your use of our platform must comply with all applicable laws and regulations. We maintain strict guidelines to ensure a positive learning environment for all users.

1. Attempting to gain unauthorized access to any part of the platform or other users' accounts
2. Distributing malware, viruses, or any harmful code
3. Engaging in harassment, abuse, or discriminatory behavior toward other users
4. Posting false, misleading, or fraudulent information
5. Violating intellectual property rights of Skillstorm or third parties
6. Using automated systems to scrape or collect data from our platform
7. Attempting to reverse engineer or compromise platform security

5. Intellectual Property Rights

All content on the Skillstorm platform, including but not limited to text, graphics, logos, images, videos, software, and educational materials, is the property of Skillstorm Pty Ltd or our licensed content providers and is protected by Australian and international intellectual property laws.

We grant you a limited, non-exclusive, non-transferable license to access and use our educational content solely for personal, non-commercial learning purposes. This license does not permit you to modify, distribute, transmit, display, perform, reproduce, publish, or create derivative works from our content without express written permission.

When you post content to our forums, comment sections, or other interactive features, you grant Skillstorm a worldwide, royalty-free license to use, modify, and display that content in connection with our educational services. You retain ownership of your original content but must ensure you have the right to grant this license.

6. Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable Australian privacy laws, including the Privacy Act 1988. By using our platform, you consent to our data collection and use practices as outlined in our Privacy Policy.

• We collect information necessary to provide our educational services
• Your data is stored securely and used only for legitimate business purposes
• We do not sell your personal information to third parties
• You have rights regarding your personal data under Australian privacy law

7. Payment Terms and Refund Policy

Certain premium features and educational courses on our platform require payment. All fees are clearly displayed before purchase and are charged in Australian Dollars (AUD) unless otherwise specified.

Subscription fees are billed in advance on a monthly or annual basis as selected during purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the next billing cycle. You can cancel your subscription at any time through your account settings.

We offer a 30-day money-back guarantee for most of our paid educational content. Refund requests must be submitted within 30 days of purchase through our support system. Refunds are processed within 5-10 business days to your original payment method. Partial refunds may apply for subscription services based on usage.

8. Disclaimers and Limitation of Liability

Skillstorm provides educational content and platform services on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of our content or the uninterrupted operation of our platform.

To the maximum extent permitted by Australian law, Skillstorm and its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use of our platform or educational content.

Our total liability for any claims arising from your use of our services shall not exceed the amount you have paid to Skillstorm in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Skillstorm, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of our platform, violation of these terms, or infringement of any intellectual property or other rights.

10. Termination

Either party may terminate this agreement at any time. You may discontinue using our services and close your account through your account settings. We reserve the right to suspend or terminate your account for violations of these terms, illegal activities, or other conduct that may harm our platform or other users.

Upon termination, your right to use our platform ceases immediately. We may retain certain information as required by law or for legitimate business purposes. Provisions of these terms that by their nature should survive termination shall remain in effect.

11. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of New South Wales, Australia, and any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of New South Wales.

1. Initial contact: Attempt to resolve disputes through direct communication with our support team
2. Mediation: If direct resolution fails, disputes may be referred to mediation through a recognized Australian mediation service
3. Legal proceedings: Only after good faith attempts at resolution may disputes proceed to court

12. Contact Information and Support

For questions about these Terms of Use, our services, or to report violations, please contact us using the information below. We strive to respond to all inquiries within 48 hours during business days.

13. Definitions

For clarity, the following terms have specific meanings within this agreement:

• Platform: The Skillstorm website, mobile applications, and all associated services
• Content: All text, images, videos, software, and educational materials available on our platform
• User: Any individual who accesses or uses our platform or services
• Services: All educational content, tools, and features provided by Skillstorm
• Account: The user profile created to access premium features and track progress